What if you don't fit in a conventional mortgage, are there options?

March 10th, 2017

Before giving up on your new home, it might be a good idea to get a second opinion. It won't cost anything and it might turn you into a home owner instead of a renter. Things happen to the best of us but it doesn't mean good things can't happen.  

Find out how an Alternative Mortgage Solution could help you get into your new home sooner than later. At the end of the day you could possibly ...

What do you need to get pre-approved

March 9th, 2017

It's time to start shopping for a new home! Before you head out, you should get yourself pre-approved to make sure you can afford the house you want. You also want to make sure the bank or lender will lend you the money.  

So what do you really need BEFORE you meet with your bank or mortgage broker?

Be prepared, have all your documents ready so your pre-approval will be easier and smoothe ...

Top 5 mistakes to avoid

January 26th, 2017

You are in the process of buying a home in Ottawa. Here are my Top 5 Mistakes to avoid when buying a home. 

Buying a home is more often than not one of our biggest financial decisions we make in our life. Make sure you are ready to move forward, know all the facts, do your research and most of al, talk to someone who has done it before. 

the top 5 mistakes to avoid are based on my experience ...

What Numbers Should You Be Calculating When Buying A Rental Property

January 26th, 2017

Going into the unknow with your first rental property may be a scary first step.  

Just like a child when they take their first step they usually have a loving parent close by to make sure that they don't fall flat on their face.  When buying your first rental property you want to make sure that taking that first step you don't fall on your face.  We want to assist you in some serious answer a ...

Thinking of that new home in 2017

January 4th, 2017

The internet is filled with so much information about the home buying process. Have you been thinking of buying a home in 2017? Then you have to make sure you get an actual pre-approval from a bank or mortgage broker. Sometimes you can find an online calculator that will give you a rough idea of what you can afford. Dont stop there. Talk to your bank or existing mortgage broker before you sta ...

October 17th has passed - now what

October 26th, 2016
Many people are wondering what is going on since the government announced new rules for mortgages. If you are looking for a home, you can still buy a home, you are not in trouble. This simply means that you might not be able to afford the bigger home you wanted but at least you can still get a new home. The new rules came into effect in order to protect you. This way you will be able to manag ...

Important Tips to Know When Home Buying

October 13th, 2016


You've made the decision to make one of the largest investments you'll ever make in your life; buying your first home. You're excited, but at the same time anxious. Some of the questions you may be asking are: Will I be able to afford the home of my dreams? Do I have enough money for a down payment? Can I get a home inspected before I make an offer?Rest assured; you are not alone. The home ...

New mortgage rules are coming soon

October 4th, 2016

If you've been shopping for a home, you probably heard about the latest news from the government. The rules to qualify for your new mortgage have changed. These new rules will be effective on October 17th

If you are borderline approved this will certainly affect you! If you are buying a home with less than 20% you will now have to qualify at the "benchmark rate" of 4.64%. The great news is t ...

Creating a Realistic New Home Budget That Will Benefit You For Years To Come

September 16th, 2016

You’re probably aware that there’s more to the cost of a new home than its purchase price.
So to help you make an informed decision, ask yourself the following questions:

  • How much do you expect to pay for moving expenses? Don’t forget to include packing materials in your calculations.
  • “Closing costs” are the extra charges you will have to pay at closing. How much do you expect your clo ...

Secrets To Share if a Neighborhood is Growing With Pride Of Ownership

September 16th, 2016

When you’re looking for a new home, you want to find one in a great neighbourhood – or, at least, in a neighbourhood that is on the upswing.

How can you tell if a particular area is improving? real estate.jpg

Here are some common indicators:

  • Pride of ownership. Take a walk around the neighbourhood. Do you get a sense that people take good care of their homes? Are the lawns mowed? Is the landscaping tr ...