Keep an eye out for your annual mortgage statement. It should be coming in the mail shortly. If you don't remember when the last time you saw this important document, then you really should be looking out for it. Every year your mortgage company will send out this statement. There is a lot of very important and valuable information on that statement. Don't just throw it in a file, or worst throw it out!! You could be helping your financial future!
Take a few minutes to open the envelope, read it and see what could be done. Call your mortgage broker or bank to see if anything could be done to help you. Call your financial planner, he/she might have ideas to help you for your future.
You will never know if you don't look into it.